Loan

---

SL No	Product Name	PERIOD	INTEREST RATE
	U-LAP( URBAN LOAN AGAINST PROPERTY)	120 Months	Up to Rs.2 Lakh - 'C' Score-1    11.00%
			Above Rs. 2 Lakh to Rs. 4,99,999 - 'C' Score-2    11.50%
			Rs. 5 Lakhs to Rs. 9,99,999 - 'C' Score-3    12.00%
			Rs. 10 Lakhs and above -   'C' Score-4    12.50%   'C' Score-5    13.00%   'C' Score-6    13.50%
	BIKE LOAN	48 Months	12.50%
	URBAN CAR LOAN	60 Months	10.00%
	VAHAN LOAN	84 Months	11.50%
	MERCHANT'S LOAN	35 Months	13%
	LOADING WORKERS LOAN	35 Months	12%
	Education loan		13.00%
	EMERGENCY GOLD LOAN 3 MONTH	3 Months	8.75%
	AGRI GOLD LOAN	12 Months	10%
	VANITHA MITHRAM GOLD LOAN	6 Months	8.25%
	PRATHEEKSHA GOLD LOAN	12 Months	9 %
	REGULAR GOLD LOAN	12 Months	10 %

 

CAR LOANS

                  

	Based on Risk Grade
Cash Credit	Risk Grade	ROI (%)
Below Rs.10 lakh	Very High	16.00
	High	14.00
Above Rs.10 lakh	Moderate	12.00
	Low	10.00
	No Risk	9.00
MSME TL	very High	16.25
	High	14.25
	Moderate	12.25
	Low	10.15
	No Risk	9.25

 

	Based on Credit Score
	Score	RoI %
Loan Against Rent Receivable
	'C' Score-1	11.00
	'C' Score-2	11.50
	'C' Score-3	12.00
	'C' Score-4	12.50
	'C' Score-5	13.00
	'C' Score-6	13.50
Builder' Loan
	'C' Score-1	12.50
	'C' Score-2	13.00
	'C' Score-3	13.50
	'C' Score-4	14.00
	'C' Score-5	14.50
	'C' Score-6	15.00
Grihasree Housing  Loan
	'C' Score-1	10.00
	'C' Score-2	10.25
	'C' Score-3	10.50
	'C' Score-4	10.75
	'C' Score-5	11.00
	'C' Score-6
Dream  Housing  Loan
	'C' Score-1	9.00
	'C' Score-2
	'C' Score-3	9.00
	'C' Score-4
	'C' Score-5	10.00
	'C' Score-6